Re: Collection from EOS CCA (ATT) question.
10-28-2012 09:22 AM
I dealt with the creditor 2 weeks ago. Same situation, showed up as a collection acct. for an AT&T bill. I had zero luck with PFD, however, I paid the amount IN FULL, did not ask for a settlement, and I was then able to email and they deleted the tradeline. This resulted in a 33 point increase, of course, I had lost the 33 points initially when the acct was added. However, when I called to pay the collection, I was escalated to the 3rd level of mgmt because I was trying so hard for PFD, and the mgr told me that I could dispute that they had just purchased 3 million new accts. He said once the acct is paid, that they don't really react to disputes. I suggest paying it and then disputing or emailing. Try PFD if you want, but my experiance was a flat out NO.
Starting Score: 517
Current Score: 638
Goal Score: 700
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