Member
Brandytab
Posts: 18
Registered: ‎10-10-2012
Did I do it?!? Success??!

I just got this email.  "Delete this account" is what it says!  Obviously the proof is in the pudding but I think this is success.  THANK YOU myfico!:

 

 

 

Good Morning,

 

Thank you for providing me with the detailed information.

 

You will be receiving a letter within the next 7 working days from Credit Protection Association that this account has been closed

CPA is sending revised information to Equifax, Esperian and TransUnion to delete this account from their records. Please allow 6 to 8 weeks.

 

Thank you

 

 

Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
Re: Did I do it?!? Success??!

Congrats! It's the little things.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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My Journey
Member
Brandytab
Posts: 18
Registered: ‎10-10-2012
Re: Did I do it?!? Success??!

Oh, this wasn't little!  It was the only thing standing between us and a mortage.  I'm trying not to get terribly excited, as I still need to see it actually delete, but if it does - it's damn near a miracle LOL.   

 

Thank you for the congrats. :smileyhappy:

Valued Contributor
Epcot
Posts: 2,790
Registered: ‎10-10-2012
Re: Did I do it?!? Success??!
Very nice, Congrats! It's always nice to see hard work and persistence pay off! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Did I do it?!? Success??!

I believe in miracles!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
vabound
Posts: 147
Registered: ‎03-21-2012
Re: Did I do it?!? Success??!

This just happened for me as well.  My LO can do a rapid rescore using the letter sent by the  collection agency.  Try that so you wont have to wait 6-8 weeks to get the mortgage process going. Best of Luck

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Did I do it?!? Success??!

Congrats

Regular Contributor
esmer0924
Posts: 224
Registered: ‎10-03-2011
Re: Did I do it?!? Success??!

Congrats :smileyhappy:  Keep up the Good Work!


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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New Member
ellicel
Posts: 28
Registered: ‎09-30-2012
Re: Did I do it?!? Success??!
So happy for you!

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


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