New Contributor
Posts: 76
Registered: ‎10-25-2012
Re: Debt Validation Letter Success for Banfield Pet Hospital

Been going round and round with IC Systems for a Banfield debt.

Sent DV.  Validated.

Offered to pay % of it.  Denied.

Tried again denied.

Tried to contact the OC via email, they responded within 24hrs, denying my %, no counter offer, just full amlount but with a payment option.

So, should I set up a payment option with the orginal OC even though ICSystems is reporting the collection on my EQ and follow up with a GW?

Or should I just wait it out til I have the funds to pay in full and then GW for deletion?  

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress