Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: United Collection Bureau (UCB) GW success

Epcot wrote:
LOL. Scott, too funny! Smiley Happy

The funniest part is I wasn't lying ha


I have a external hard drive that has every single letter I have sent, every single letter recieved (scanned) and a database that has every single fact about every single account I dealt with.. It makes it easier to go back and help out; but also in the off chance I ever get into financial trouble again (lets hope not) I have all the contacts, and whatnot avail fast..



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX