should I try PFD or pay and then send GW?
10-29-2012 03:45 PM
I'm getting ready to send a PFD to Unique National Collections for $134 I owe my local library. Their verification letter says payment can be made directly to the library. Should I continue by sending a PFD offer to the CA or just go down to the library and pay it then ask the CA to delete it through a GW letter?
The original delinquency is from June 2008.
If the CA says I can pay the library, does that mean the library is still the owner of the account? Should I try asking them to direct their collection agency to remove it from my account?
Thank you in advance for any advice you can give me!
Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650
Take the FICO Fitness Challenge
The original delinquency is from June 2008.
If the CA says I can pay the library, does that mean the library is still the owner of the account? Should I try asking them to direct their collection agency to remove it from my account?
Thank you in advance for any advice you can give me!
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650
Take the FICO Fitness Challenge
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