Wow, I just read up on them and they really are 'unique'! It sounds like they are very strict, but at least they do have a 1 yr removal policy. I will try my luck with the librarian and see if she'll ask them to delete it (I won't hold my breath). If she won't then I will just have to work extra hard on those other PFD and GW letters knowing this one for sure is going to remain on here.

When I pay it, will it damage my score very much (as it will bring it "current" when it was already so old)?