Mega Contributor
RobertEG
Posts: 18,431
Registered: ‎03-19-2007
Re: DV'd through email

You can certainly, based on its impending CR exclusion, choose not to pay the debt.

 

However, there are still compelling reasons to do so, outside of simple credit report issues.

 

While future creditors wont be able to uncover the fact of old, unpaid delinquent debt by a simple pull of your CR, that does not make the debt go away, or serve as basis, if asked, to state that you have no unpaid, delinquent debt.

It is always preferable to be able to honestly answer....No.

 

As for the original question of the post, the statute requires a DV to be "in writing."  I would avoid any issue of whether an email is "in writing" by sending snail mail.