First Premier CO Settlement Question
10-31-2012 07:06 AM
I have a First Premier Charge Off from 2009 for $419. No CAs on my report for this debt.
I have written them twice for a PFD, but all I got was 2 form letters stating info reporting correctly, etc etc etc
Yesterday I called them and offered full payment of the $419 for PFD or just Paid as status. Refused. They came back and offered to take $250 (original limit) as a settlement. I told them I would call back tomorrow.
Is a paid CO better than what I have? Will it re-age this account, making it stay longer on my report?
Should I pay and them just keep GW to death for the next 4 years?
Any suggestions will be most appreciated!