Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
Re: First Premier CO Settlement Question



The CO balance is being factored into your utilization which kills your score.


If they won't PFD, then settle with them and cut your losses with them for good. In the end, the utilization drop will help your score but you'll still have the CO.

Scores: about 700 across the board
Total CL: $275k