Re: First Premier CO Settlement Question
10-31-2012 07:13 AM
The CO balance is being factored into your utilization which kills your score.
If they won't PFD, then settle with them and cut your losses with them for good. In the end, the utilization drop will help your score but you'll still have the CO.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 683|EQ 677|EXP 685 (FICO)
What's in my wallet? Cap1 PLAT AU $1250; Cap1 Cash AU $2000; NFCU Siggy $22000; $2250 WalMart SC; Chase Freedom $500; CFNA Firestone $1000; Amazon $1200; NFCU Cash Rewards $5000; AMEX BCE $2k
Goal Score: 700 across the board.
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