Should you pay it, it shouldn't reset the clock for the CRTP.  Of course a PFD is always preferable, but First Premier doesn't promise much luck on that.  I would suggest to pay it, or settle if if you wish.  And then start to GW it.  Do you know when the DOFD is so you will know when it would fall off?

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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