Posts: 91
Registered: ‎09-16-2012
TU not updating Date Verified - FCRA Violation?

The OC charged off an account in 2011. I started a dispute with TU on February 2012. Verified. I disputed against on June. Verified. Asked for a method of verification in July. No reply until late August (past 15 days). They verified my account again even though I didn't dispute. My question is, every time they've verified or did an investigation into my account, it hasn't changed from 2011. Isn't this a violation?