Regular Contributor
vabound
Posts: 147
Registered: ‎03-21-2012
EOS cca Success Timeline
Here is a timeline for my EOS CCA success...... 10/27 sent emails to contacts found here and a BBB complaint 10/29 received responses from both sources that acct would be deleted 11/1 account DELETED!!!! Same day my lender did a second credit pull!
Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: EOS cca Success Timeline

Great!  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Dexter80
Posts: 76
Registered: ‎10-25-2012
Re: EOS cca Success Timeline

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


.

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
Re: EOS cca Success Timeline

Dexter80 wrote:

Sent paper DV - no response

10/29 Sent e-mails - no response

11/1 Online complaint BBB - 11/2 following message: 

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!


My time line was about 20 days start to finish..

 

Yay to everyone!!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Member
ashley827
Posts: 10
Registered: ‎08-08-2012
Re: EOS cca Success Timeline
Can you send me any contact information that you have for them? I could really use some help. I have no idea what I'm doing!
New Member
sdbchbum07
Posts: 2
Registered: ‎11-30-2012
Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
Re: EOS cca Success Timeline

sdbchbum07 wrote:

Can you please send me any contact info you may have.?? Thank you


It's the same contacts and information I already PMed you

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
Re: EOS cca Success Timeline

Mine took like 4 days via email from the contact has been giving out

 

Congrats!



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge
Member
cmabb23
Posts: 12
Registered: ‎11-26-2012
Re: EOS cca Success Timeline

Can you please send me any contact info you may have.?? Thank you

Established Member
astsmj3
Posts: 23
Registered: ‎10-24-2012
Re: EOS cca Success Timeline

I am getting no where with the contacts. She said the best they will do is update paid in full :smileysad: I am still emailing her everyday until she agrees..,