Re: Debt Validation Letter Success for Banfield Pet Hospital
11-02-2012 06:04 PM
Thank you for contacting Banfield Pet Hospital regarding the Wellness Plan for your pet. Unfortunately, based on the services used out of the Wellness Plan package, we cannot accept a settlement of only $XXX.00. The $319.50 is the remaining balance due to pay off the Puppy Early Care Plus plan, enrolled on 11/12/09. You are welcome to make partial payments toward that balance, but the debt is valid, so we will be unable to withdraw it from your credit report. We have attached a copy of the Wellness Plan agreement to this email. You can contact our Client Financial Services team if you would like to discuss the account with a representative.
So MyFico'ers - what's my next move? Should I pay the OC directly and GW? Attempt to PTD again with the CA (IC Systems)?
Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes: EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress CRA Dispute - in progress