FINALLY over 600 and a paid collection
s question ;-)
11-09-2012 09:01 AM
Just got a FICO alert – my fico is now above 600!! Okay it’s only 601 but I don’t care. To my knowledge it’s never been above 600….maybe when I first got credit but never checked LOL
So my question is this.....that was a 14 point jump.
To my knowledge nothing was supposed to drop off my reports last month for an update this month.
HOWEVER, I paid 2 collections (valid, mine, local CAs etc) on November 2nd that totalled a little over $800.
I have seen it said time and time again paying a collection will not increase a Fico score. But honestly that is the only change I can imagine having impacted my score...??
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013