Posts: 14,062
Registered: ‎04-15-2011
Re: FINALLY over 600 and a paid collections question ;-)

Do you have any positive accounts that have aged?  Also negatives diminish their affect over time.  Could be one of those 2.  But anyway, congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!