Established Member
Drink
Posts: 18
Registered: ‎07-26-2012
Re: Looking for advice.
[ Edited ]

Rather than starting a new topic, I'll revive my old one.

Currently my score is 659. It took a big dip to 640 when I had to max my card in Aug. I know this was going to happen, but not this much.

Recently my limit on my CC has increased to $500 about a month ago and i got approved for a Walmart yesterday for $400 I believe.

 

I also payed of one of my debts with was only $200, but i still have others.

 

I have two questions.

Whats my next step in building my score and what should the 3rd card be.

 

and

 

Is it better to pay a debt in full or pay the settlement...or does it not matter.

 

...three questions.

 

Thanks