Established Contributor
Posts: 756
Registered: ‎01-20-2012
Re: FINALLY over 600 and a paid collections question ;-)

Shogun wrote:

Do you have any positive accounts that have aged?  Also negatives diminish their affect over time.  Could be one of those 2.  But anyway, congrats!

Maybe I had some old 30/60/90 day lates drop off? 


Other than that, could be aging of student loans or aging of negative accounts as well I guess....I don't have open current revolving/installment lines except student loans that are in deferrment.     Waiting for score to go up a little bit more then will app for a GE card or two to start rebuilding :-) 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013