Re: More Midland Drama
11-14-2012 11:56 AM
Send a CMRR letter with a copy of the letter they sent. State in the letter that you are NOT disputing the debt, however you wish to ask for validation (if it is timely - within 30 days of their dunning notice) and that this is now the third letter you've sent requesting validation. Failure for them to respond with proper validation will make you assume that they claim the debt is not valid and that they are to remove it at once. Failure to do so and you would consider any and all legal options that may be available to you for their failure to provide proper validation upon reciept of your initial request that was made in a timely fashion to their first communication.
OK I'll try that again...do they normally do this, though. Do they send validation if you ask for it or just typically throw this BS around?
In my new wallet: American Express Premier Rewards Gold: NPSL | BankAmericard Cash Rewards: $2500 | BarclayCard Rewards Average: $2000 | Discover IT: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Walmart: $900 | J.Crew $1950
Not in my wallet: A few store cards...too many to name.