Established Member
Posts: 20
Registered: ‎07-15-2010
Re: Toyota Financial- credit score 604 and 624- 12.5% APR

Refi an auto is hard to do with poor credit scores, plus the additional inquiries will damage your score further.  May be worth the wait (be sure to save up a good down payment) depending on who they financed you through. 


Who did the dealership put you with toyota or another finance company?