Convergent collection letter
11-14-2012 04:16 PM
I'm starting the process to buy my 1st home and had my FICO scores pulled by a lender last week. Today I received a letter from Convergent stating that they are attempting to collect a balance of $396.50. The letter lists the original creditor as Citibank and also lists LVNV Funding. I know for a fact that I NEVER had a Citibank account and am completely comfused about this debt. This account is not listed on any of my CRs either. What should I do?