Regular Contributor
britishbooklady
Posts: 151
Registered: ‎05-22-2010
Re: Convergent collection letter

This sounds like a classic dunning letter. Look carefully...there should be a blurb in there somewhere about having 30 days to notify them (in writing) that you dispute the debt in question.

I would send them a DV letter right away (certified mail, return receipt).

If you don't challenge it, and the debt in question is less than 7 years old, they could put it on your CR. Not something you want showing up in the midst of trying to buy your 1st home. 

 

Good luck! :smileyhappy:


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