Re: Convergent collection letter
11-14-2012 05:05 PM
+1 You need to get that DV in the mail. Being as you have just received a dunning letter, it will be considered timely and thus cease collection activity until they validate that the debt is yours. You say that you have never had a citi account, if this is the case then perhaps it's a case of mistaken identity or identity theft. Get that DV in the mail so that you know where you stand.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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