Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012
removing collections

I checked my credit report and there's 3 medical collections on there that are all paid and marked paid but im sure those are holding my score from going up, can i get them removed and if so how?.....any help is appriciated thank you

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: removing collections

You could try sending a GW to them. 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
Re: removing collections

GW would probably be the only way since your "leverage" is gone because they are paid. There is also some talk of the HIPPA process but I have not personally used/read up on it. I have one medical collection for $49 and can't for the life of me reach the source.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Moderator
LIGHTNIN
Posts: 4,088
Registered: ‎03-24-2008
Re: removing collections

IME with medical CA's, I was able to remove mine by a simple phone call and the others by sending GW letters.

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Member
MikeC80
Posts: 44
Registered: ‎09-28-2012
Re: removing collections

Can you list who the collection companies are?

Let them eat cake.