Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: Goodwill success - maybe

svobodny wrote:

Hello everyone. Thanks for all your advice. I lobbied Ocwen to stop reporting ONE 30 day late from my reports. (I had 4 total). They sent me an email cofirming, and said they have no control over how long it will take the bureaus to change the reports. Does anyone have experience as to how long I'll have to wait? Thanks!


Usually should see results in a couple of weeks but it can take up to 45 from experience.. Usually changes happen sooner than later, but sometimes you just have to wait it out..



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX