Re: First Premier Charge Off reporting lates
11-15-2012 10:58 AM
I guess I need to find out when it was actually sold to the collection agency. I know it was sold to them before March, because the CA sent me a few notices before I ever contacted them. FP is reporting 120+ lates up until April, so that is definitely incorrect. I think I am going to write a letter to FP requesting the dates it was sold to CA and go from there. I have two paid judgements from (2008 and 2009) and this FP account as my only negatives left. I will likely have to wait for the judgements to age off since I have no good reason for them to be vacated, but it least there is already a few years since they happened so their impact on my score is maybe not as bad. Now this FP crap makes it look like I have been super late recently which is probably really hurting my score. Ugh.
Current Score: 648 EQ SW , 670 TU SW, 654 EX (MTG Pull 8/19/2013)
**It's a marathon not a sprint**