Established Contributor
Posts: 578
Registered: ‎11-10-2012
Pay For Delete (many questions)

Can I ask to settle for 30% in a PFD letter?

Can I send through email?

Will they respond in writing so that I have proof of agreement?

Can I use a PFD letter for medical judgments?

I have 2 collection accounts PIF. How do I get them to remove it from my CR?

How long does the whole process usually take on average?

Should I write PFD letters for account scheduled to fall off in less than a year? (I really don't want to)


Sorry for all the questions. I'm new at this. Smiley Happy

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.