Re: Joint Macy's Delinquent
... Surprised this is issue!
11-15-2012 11:45 AM
That actually makes sense to me. A payment plan requires a new contract so to speak, that would be binding on all that are on the card. You can't agree for the joint holder to go into a payment plan. If I were you, I would just send what I could.
If it was something like Student Loans I might agree, but sending payments that don't even cover minimum payments with an unsecured "loan" as this is I don't "think" that would stop it from increasing balance and very shortly charging off and sold to a collection agency who then may put on or start putting on it's own fees to be paid on...