Thanks nfrederick for the response.

I did DV Midland, it's an accurate collection I do owe.

I contacted Cavalry about the debt.  They said it was in reference to a BoA debt they purchased.  I had a Clout card in 2005.  They went bankrupt and sold their accounts to BoA.  

I will definitely try and contact the Medical company to see if I can pay them directly.  I believe this will be my best bet.