Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
Re: Starting out my credit rebuilding project Need advice
Start with the CC chargeoffs. These are factored into utilization.

For the lower balance CA...DV th first. If they validate.....then see if they will settle for less amd delete the CA.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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