Valued Contributor
Posts: 1,575
Registered: ‎08-30-2012
Re: Starting out my credit rebuilding project Need advice
Start with the CC chargeoffs. These are factored into utilization.

For the lower balance CA...DV th first. If they validate.....then see if they will settle for less amd delete the CA.
Scores: about 700 across the board
Total CL: $225,406
Gardening since 12/23/2015