Is the CA listing an amount owed or is it zero?  The payment to the OC does not mean the CA has to delete.  They had the authority to delete, now all they are required to do is to list the account paid, but they can leave the collection account on your report.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
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