Posts: 14,034
Registered: ‎04-15-2011
Re: Beyond Frustrated!!!

I think you are going down the road now.  A direct dispute with the OC as to the whether the account is valid or not is your best course of action.  If you were to prove you did not owe the debt in the first place, this would mandate the removal of all the TLs to your CR.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!