Regular Contributor
RN67
Posts: 123
Registered: ‎10-01-2012
3 baddies left

Ok friends here is what I have left:

1.  ACS/JP Morgan student loan $16,000.  I am the co borrower with my exhusband. It was his student loan. It is in forbearance until Feb 2013. Reporting as pays as agrees but has NUMEROUS 120+ past due statues. I'm not even tackling this until after holidays. It makes me too mad.

2.  Ashley Funding $422 past due. Original creditor EmCare. I have no idea what this is. I have sent DV letters and PFD letters. No response. I finally emailed EmCare and they are trying to see what it is. On credit report it say debt disputed. DOLA  April 2008. What do I do now??

3.  Medical Data Systems. Collection. $186. Paid in 2010.  I have sent numerous GW letters to several different people.  Received 2 letters back saying info is reporting paid. but will not delete. What do I do now??

 

I want these stupid baddies GONE! :smileywink:

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy: