3 baddies left
11-16-2012 11:02 AM
Ok friends here is what I have left:
1. ACS/JP Morgan student loan $16,000. I am the co borrower with my exhusband. It was his student loan. It is in forbearance until Feb 2013. Reporting as pays as agrees but has NUMEROUS 120+ past due statues. I'm not even tackling this until after holidays. It makes me too mad.
2. Ashley Funding $422 past due. Original creditor EmCare. I have no idea what this is. I have sent DV letters and PFD letters. No response. I finally emailed EmCare and they are trying to see what it is. On credit report it say debt disputed. DOLA April 2008. What do I do now??
3. Medical Data Systems. Collection. $186. Paid in 2010. I have sent numerous GW letters to several different people. Received 2 letters back saying info is reporting paid. but will not delete. What do I do now??
I want these stupid baddies GONE!
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board