Posts: 14,051
Registered: ‎04-15-2011
Re: PFDs and GWs

Glad you brought that up Robert.  I too have seen that many times the creditors have labled DVs, GWs and PFDs as disputes rather than what they are intended for.  I'm not sure what the practicality is for this, but there must be something to it.  So yes, I agree that you should be careful with your wording, even then it still might be flagged for dispute, but maybe a percentage of them could be prevented.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!