Nope they just verified mine

one did change to a 0 balance but other then that

it didn't do any good,  I think the CRA's are getting wise to

the way HIPAA works.

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Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

I still do see some success from others posted on the process, but it does seem to have slowed quite a bit.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

I'll give it another shot around the first and see if that helps any

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Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.

I'm currently working on my first and only HIPAA medical debt that has been PIF since 2007. I have disputed this with the CRA's and sent GW after GW and this company won't budge. I sent the first HIPAA letter off a few weeks ago and the CA sent me a real generic letter and didn't include any of the info. I demanded they provide as they are required by law. At this point I decided (today) to go ahead and file a complaint with the BBB and see if that gets me anywhere. I'll wait and see what happens after that to see if I should continue with the res of the HIPAA process or not.

Good luck to you, I like reading about those that have had success with the HIPAA method.

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kcc wrote:

I just got a $900 medical bill deleted from both Transunion and Experian using the HIPAA process on the first try. You must follow the process exactly.

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+1

Yes the process still works! TU deleted 2 UNPAID med collections! I received the letter this past Friday. I'm still waiting to hear from EQ. I'm assuming they don't have anything because they would've responded by now. I'm just patiently waiting on my 30 day mark to hit! I'm not even bothering with EX as of now. I'm also waiting on a response for my DW's disputes for TU and EQ

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Starting Score: EQ Lender pull 597, CK TU 547
Current Score: EQ Lender pull 583, CK TU 596
Goal Score: 650 across the board!

Let me update my last response by saying that

although on account was updated to show a zero balance (falls off in feb anyway)

the newer one from May of this year was removed

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Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

Can anyone send me the Hipaa process via pm Id like to know how it works

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Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760
Lowes2,400 Discover More 3,000 Jcpenny 2,000
Chase freedom 500 Never take NO for an answer!!