Regular Contributor
Posts: 162
Registered: ‎11-13-2012
Re: Rebuilding, scores wont budge!

Hi Alhill4,


I am a WF Team member also.

Just wanted to wish you good luck on your journey. Do as muc research as possible. There is a lot of great information here. I was able to find a method to a particular collection agency to get them, removed in 3 days. Every collection agency and creditor is different. The best way is type in the agency name and do a search. You should be able to find others post with their experiences regarding that particular agency.


DO a search for "HIPPA"


a lot of people seem to be using that method to get rid of collection accounts on their credit reports


Good luck!

Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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