##### 2 point drop?

11-17-2012 02:24 PM

Starting Score: EQ 511 TU 552 EX 545 8/29/2012

Current Score: TU 712|EQ 695|EXP 723 (FICO)

Total credit $185,250; Util 14%

Goal Score:

**700 across the board.**

Take the FICO Fitness Challenge

My Journey

##### Re: 2 point drop?

11-17-2012 04:08 PM

I see that too sometimes, little fluxuations up and down. Sometimes I have no idea what's causing it.

Starting Score:

**504**

July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**

Goal Score:

**All Scores 760+, Newest goal 800+**

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

##### Re: 2 point drop?

11-17-2012 04:24 PM

Inquiry? Slight increase in utility?

Starting Score:

**EQ: 383 2/2011**

Current Score:

**TU: 644 EQ: 648 EX: 6?? 2/2015**

Goal Score:

**700**

Take the FICO Fitness Challenge

##### Re: 2 point drop?

11-17-2012 04:32 PM

Starting Score: EQ 511 TU 552 EX 545 8/29/2012

Current Score: TU 712|EQ 695|EXP 723 (FICO)

Total credit $185,250; Util 14%

Goal Score:

**700 across the board.**

Take the FICO Fitness Challenge

My Journey

##### Re: 2 point drop?

11-17-2012 04:36 PM

The system probably saw you trying to better your credit and decided to bring ya down a notch. Ya know, remind you who you're dealing with lol.

Starting Score:

**EQ: 383 2/2011**

Current Score:

**TU: 644 EQ: 648 EX: 6?? 2/2015**

Goal Score:

**700**

Take the FICO Fitness Challenge

##### Re: 2 point drop?

11-17-2012 04:36 PM

Starting Score: EQ 511 TU 552 EX 545 8/29/2012

Current Score: TU 712|EQ 695|EXP 723 (FICO)

Total credit $185,250; Util 14%

Goal Score:

**700 across the board.**

Take the FICO Fitness Challenge

My Journey

##### Re: 2 point drop?

11-17-2012 05:23 PM

OK. I laughed at that one.

Starting Score:

**504**

July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**

Goal Score:

**All Scores 760+, Newest goal 800+**

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

##### Re: 2 point drop?

11-17-2012 05:29 PM

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?

1750$ total CL

10/2013 in 700 Club

Personal :Total CL 196K

Business : Total CL 200K

Business LOC : 1M

Garden From 10/13/2013

##### Re: 2 point drop?

11-17-2012 05:32 PM

TrishN wrote:With my understanding 2 pts drop because you log in myfico forum too much. Am I right?

+1 lol

Starting Score:

**560**

Current Score:

**748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,**

Goal Score:

**800**

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k