Established Contributor
sphinx313
Posts: 562
Registered: ‎02-12-2011
Re: Sphinx313's Credit Journal. The road to 700!

First PFD failure, and probably the last time I will reference the account. Farmer's Furniture replied to my request for PFD in full and declined, saying they never change the credit reporting system under any circumstances. This one is a 2017'er. DoFD in 2010. Also my OLDEST account from 2007, and could actually have opposite effects if it were removed. I sent my electronic reply stating that they would only see funds in 2 scenario's, agree to PFD or sue me for $140 in my state. A bus ticket costs more to get here form Georgia. Will try again in the future as it ages. I am slowly realizing that I was unlucky with the CA's I have been assigned. Almost all of them have a history of no PFD/GW. On to the next.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge