Regular Contributor
Posts: 162
Registered: ‎11-13-2012
Re: What to do with these satisfied letters? And which CC?

Capital one... if she doesnt get approved (most likely will)




Instead open up at least 1 secured credit car with maybe local credit union or Wells Fargo... 


WF will turn into an unsecured credit card and return the security deposit back after 1 year of on time payments...


THats what I would do if i could go back in time..


Going out trying to apply for every credit card that accepts bad or rebuilding credit cost me abotu 15 inquiries before i realized secured was the way to go...


apply for CAP1 if they dont approve go with secured card

Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
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