Re: What to do with these satisfied letters? And which CC?
11-17-2012 08:04 PM
Capital one... if she doesnt get approved (most likely will)
DO NOT APPLY FOR ANY OTHER CREDIT
Instead open up at least 1 secured credit car with maybe local credit union or Wells Fargo...
WF will turn into an unsecured credit card and return the security deposit back after 1 year of on time payments...
THats what I would do if i could go back in time..
Going out trying to apply for every credit card that accepts bad or rebuilding credit cost me abotu 15 inquiries before i realized secured was the way to go...
apply for CAP1 if they dont approve go with secured card
Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
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