Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008
Re: 2 point drop?

TrishN wrote:

With my understanding 2 pts drop because you log in myfico forum too much. Am I right?


Well if that's the case I should have negative scores now :smileysad:

lol

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
Re: 2 point drop?
llecs

It was an alert from myFico.com.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Blogger
HiLine
Posts: 2,878
Registered: ‎10-19-2012
Re: 2 point drop?
[ Edited ]
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
Re: 2 point drop?

madmann26 wrote:
llecs

It was an alert from myFico.com.

Take myFICO alerts with a grain of salt. Remember, it alerts you to a net score change as opposed to an alert for a specific reason. It'll throw out the best guess per the score change, but isn't always spot on. Keep that in mind. It could be any number of things.

 

If relying solely on an alert, it might be worth pulling EQ from somewhere to look for changes. Two points is nothing in the scheme of things. Your score can change daily and you'll see many more increases or decreases like this. I'd look at a new EQ report for changes like balance increases, a dispute comment, changes in status dates, a CLD, status changes, and many more as any of these can drop your scores

Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
Re: 2 point drop?
Thanks llecs!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
madmann26
Posts: 1,432
Registered: ‎08-30-2012
Re: 2 point drop?

*chuckle*

 

I got those 2 points back today. 


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
Re: 2 point drop?
I gained +2 pts every time I convince someone to drapp. (I am employed by the devil after all.)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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