Established Contributor
Posts: 501
Registered: ‎02-07-2010
Re: High Utilization on Some Cards and Mortgage

I have only been paying on this installment loan for about 6 months. Its for a couch. It will help improve my DTI ratio as well.


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 635 (15 APR 2015), Equifax: 685 (15 APR 2015), Experian: 662 (15 APR 2015)
Goal Score:All scores All scores at least 680+ by Jan 2016!!

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