In this case, paying it off probably won't yield much of a score increase. I would go after those credit cards with everything I've got. I know it's probably tough as you're trying to save for the home as well, but getting your utilization down will give you a nice boost.
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Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12
Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12
Fighting the good fight!
