from my experience with my (crappy) scores they always asked for a higher deposit I usually had to put 1 months rent down as a deposit. I went to one apartment complex and they told me they take both applicants historys and combine and divide it by two.. and take that average as if u were one person. Which IMO she should be able to bring u both up high enough for standard deposits or whatver special they have.
every apartment situation is different though but those are my experiences renting.
+1 on buying. I live in the Bay Area, CA and here you can own a condo for at least $500 less than you can rent. All the foreclosed homes caused people to move into apartments and drive up the prices. As soon as I get my scores up above 680 and get a promotion at work im going to be applying for my first mortgage. best way to go!
im 24 btw if i can be a home owner by 25 i think that would be an accomplishment!!
GOOD LUCK!!
Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Don't see any reason to get denied, or even have a high security deposit. Unless you stuck a previous landlord with unpaid repairs, or unfullfilled lease, your scores don't scream high risk. I've talked to a few people before that rent out properties, and they look more for derogs that might indicate risk rather than score itself.
Wow.. Must be an exclusive place, otherwise, that's just ridiculous.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
