Member
Alicia888
Posts: 6
Registered: ‎04-25-2011
Last Collection Account Paid

I have some collections that are all at least 2 years old. The last one is finally paid now. However, the company helping me with my debts said it would probably take about 2 or 3 months for it to show as paid on my credit report.  I read somewhere that I could send the updated paid off information to the 3 credit bureaus so that I dont have to wait out this time that it is going to take for the collection company to update the credit bureaus and for then the original credit card (Cap One) to update the credit bureaus.  Is this a good option?  Also, if it is a good idea (and it works) is there any specific format that my letter has to be?  Any advice helps! Thanks!


Starting Score: 550
Current Score: 681
Goal Score: 740


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