Per this thread: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Portfolio-Recovery-PRA-Success/td-p/1714610

I will be removing Portfolio Recovery Associates ("PRA") from my list. Will update with any score increase when I receive notification that it's been deleted.

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Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700

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