Valued Contributor
Posts: 1,062
Registered: ‎05-26-2010
Re: MCM wanting more information instead of processing dispute.

I would respond something like this (snail mail, CMRRR):


"You made a report to the Credit Bureau.  If you made that report without sufficient knowledge of its accuracy you have already violated the Fasir Credit Reporting Act.  Failing to promptly delete the reporting when you have confirmed you cannot verify by your letter dated MM/DD/YYYY is a second violtaion.  Please confirm prompt deltion of your improper reporting."

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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