Frequent Contributor
ficojoe
Posts: 308
Registered: ‎07-21-2012
Re: How To Remove Midland Credit Management (easy!)

This did not work for me. However, I did get midland deleted by reporting them to the Arizona Department of Financial Institutions for violating Arizona law which requires they are able to provide exactly what the debt is for within 5 days of making contact with the debtor. On a T-mobile bill, they were unable to tell me anything more specific than the bill was from T-mobile, but couldn't tell me what it was for.

 

Midland agreed to delete the tradelines until a time when they could provide that information. Further, Arizona has a FOIA-like provision which requires a collection agency to provide the debtor with copies of many types of records concerning their account including paperwork proving they have the right to collect the debt and how the debt was incurred. 

 

It is of little surprise that they were unable to provide any records.