Established Member
Posts: 19
Registered: ‎11-24-2012
Question about my Ratio of revolving accounts

I just got my Fico scores from EQ and TU and I see that the rratio of my revolving balances to my credit limits is 


Now is that because I have student loans and an auto loan and no credit cards?

I plan on getting two secure cards from different company with both limits totaling $2000-$2500 and put nothing more then a few bucks on the cards. Will this help that ratio lower?



Starting Score: 492 TU 437EQ ( November 29, 2012)
Current Score: 533 TU 515EQ ( November 29, 2012)
Goal Score: 700 (For starters)

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