Established Contributor
Posts: 594
Registered: ‎02-12-2011
Re: Question about my Ratio of revolving accounts

You have no credit cards at all? How about some that charged off in the past that are still reporting that way? Something on your report is affecting your utilization and loans do not count.

Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700

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