Cpntact the utility and see if thye will accept payment. If so offer to pay in full if they will pull the account from the collection agency. Similiar to a PFD.
Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
