Posts: 13,792
Registered: ‎04-15-2011
Re: What counts as debt validation?

I understand what RobertEG is saying.  What' I've always taken as what the minimum is, The name of the OC, their address, and the amount.  So if they sent a bill from Verizon, that would pretty much satisfy all the above.

Starting Score: 504

July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!